1St Signature Lending, LLC mortgage approval rate & lending review
1St Signature Lending, LLC decided 778 mortgage applications and funded 675 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions 1St Signature Lending, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to 1stsignaturelending.com.
1St Signature Lending, LLC at a glance
Approval is 2.7 points above the 84.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 456 / 536 | 100% | $235K | 456 |
| Refinance | 91% | 205 / 226 | 100% | $235K | 205 |
1St Signature Lending, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 87% | $215K | 194 | 168 |
| South Carolina | 89% | $215K | 175 | 156 |
| Florida | 85% | $235K | 165 | 141 |
| Tennessee | 93% | $245K | 54 | 50 |
| Texas | 86% | $255K | 35 | 30 |
| Indiana | 88% | $285K | 33 | 29 |
| Ohio | 83% | $355K | 30 | 25 |
| Alabama | 89% | $255K | 27 | 24 |
| Georgia | 77% | $315K | 26 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where 1St Signature Lending, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Robeson County, NC | Mortgage lenders | 77% | 47 | 36 |
The county markets where 1St Signature Lending, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about 1St Signature Lending, LLC
What is 1St Signature Lending, LLC's mortgage approval rate?
1St Signature Lending, LLC approved 86.8% of the 778 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.7 points above the 84.1% national rate for the same mix of loan types.
How often do borrowers take the loan 1St Signature Lending, LLC offers?
Borrowers accepted 100% of the loans 1St Signature Lending, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does 1St Signature Lending, LLC make?
The typical home purchase mortgage loan 1St Signature Lending, LLC made was $235K; across all loan types its typical loan ran from $235K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does 1St Signature Lending, LLC lend?
1St Signature Lending, LLC decided applications in 17 of the states Fat Boy Data covers, most of them in North Carolina, South Carolina and Florida.
Can I apply to 1St Signature Lending, LLC directly?
Yes. 1St Signature Lending, LLC reports as a direct lender that takes applications from borrowers. Its website is 1stsignaturelending.com.
Does this page show 1St Signature Lending, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how 1St Signature Lending, LLC treats applications, then get a rate quote from the lender.