Lender profile · HMDA 2023–2025
Truliant Federal Credit Union mortgage approval rates & lending data
Truliant Federal Credit Union decided 15,897 mortgage applications and funded 8,913 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 76% | 1,585 / 2,095 | 91% | $215K | 1,450 |
| Home improvement loans | 54% | 4,102 / 7,588 | 95% | $65K | 3,900 |
| Cash-out refinance | 59% | 1,169 / 1,993 | 94% | $105K | 1,097 |
| Refinance | 64% | 2,450 / 3,858 | 95% | $105K | 2,339 |
| Investment property purchase | 74% | 79 / 107 | 90% | $165K | 71 |
| Investment cash-out refinance | 50% | 21 / 42 | 90% | $125K | 19 |
| Investment refinance | 38% | 17 / 45 | 94% | $115K | 16 |
| Investment home improvement | 12% | 21 / 169 | 100% | $105K | 21 |
Truliant Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 60% | $85K | 14,150 | 7,939 |
| South Carolina | 61% | $115K | 1,369 | 798 |
| Virginia | 65% | $75K | 147 | 86 |
| Florida | 42% | $85K | 98 | 38 |
| Georgia | 47% | $85K | 53 | 24 |
| Tennessee | 46% | $55K | 24 | 11 |
| Ohio | 78% | $85K | 23 | 17 |
| California | 0% | — | 5 | 0 |
| Indiana | 0% | — | 4 | 0 |
| Michigan | 0% | — | 3 | 0 |
| New York | 0% | — | 3 | 0 |
| Texas | 0% | — | 3 | 0 |
| Arizona | 0% | — | 2 | 0 |
| Oregon | 0% | — | 2 | 0 |
| Pennsylvania | 0% | — | 2 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.