AgSouth Farm Credit, ACA mortgage approval rate & lending review
AgSouth Farm Credit, ACA decided 270 mortgage applications and funded 92 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions AgSouth Farm Credit, ACA reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
AgSouth Farm Credit, ACA at a glance
Approval is 49.1 points below the 84.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 33% | 66 / 198 | 97% | $255K | 64 |
| Refinance | 43% | 21 / 49 | 95% | $155K | 20 |
AgSouth Farm Credit, ACA lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 51% | $255K | 167 | 84 |
| Georgia | 0% | — | 52 | 0 |
| South Carolina | 18% | $135K | 50 | 8 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where AgSouth Farm Credit, ACA lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Davidson County, NC | Mortgage lenders | 43% | 23 | 10 |
| Carroll County, GA | Mortgage lenders | 0% | 21 | 0 |
The county markets where AgSouth Farm Credit, ACA made the most loans. Each link opens that market with every lender ranked.
Questions about AgSouth Farm Credit, ACA
What is AgSouth Farm Credit, ACA's mortgage approval rate?
AgSouth Farm Credit, ACA approved 35.2% of the 270 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 49.1 points below the 84.3% national rate for the same mix of loan types.
How often do borrowers take the loan AgSouth Farm Credit, ACA offers?
Borrowers accepted 97% of the loans AgSouth Farm Credit, ACA approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does AgSouth Farm Credit, ACA make?
The typical home purchase mortgage loan AgSouth Farm Credit, ACA made was $255K; across all loan types its typical loan ran from $155K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does AgSouth Farm Credit, ACA lend?
AgSouth Farm Credit, ACA decided applications in 4 of the states Fat Boy Data covers, most of them in North Carolina, Georgia and South Carolina.
Can I apply to AgSouth Farm Credit, ACA directly?
Yes. AgSouth Farm Credit, ACA reports as a direct lender that takes applications from borrowers.
Does this page show AgSouth Farm Credit, ACA's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how AgSouth Farm Credit, ACA treats applications, then get a rate quote from the lender.