American Community Bank of Indiana mortgage approval rate & lending review
American Community Bank of Indiana decided 279 mortgage applications and funded 277 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions American Community Bank of Indiana reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
American Community Bank of Indiana at a glance
Approval is 15.5 points above the 83.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 189 / 189 | 100% | $285K | 189 |
| Cash-out refinance | 94% | 32 / 34 | 100% | $115K | 32 |
American Community Bank of Indiana lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where American Community Bank of Indiana lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lake County, IN | Mortgage lenders | 100% | 136 | 136 |
| Lake County, IN | Cash-out refinance | 94% | 31 | 29 |
The county markets where American Community Bank of Indiana made the most loans. Each link opens that market with every lender ranked.
Questions about American Community Bank of Indiana
What is American Community Bank of Indiana's mortgage approval rate?
American Community Bank of Indiana approved 99.3% of the 279 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.5 points above the 83.8% national rate for the same mix of loan types.
How often do borrowers take the loan American Community Bank of Indiana offers?
Borrowers accepted 100% of the loans American Community Bank of Indiana approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does American Community Bank of Indiana make?
The typical home purchase mortgage loan American Community Bank of Indiana made was $285K; across all loan types its typical loan ran from $115K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does American Community Bank of Indiana lend?
American Community Bank of Indiana decided applications in 12 of the states Fat Boy Data covers, most of them in Indiana, Illinois and Florida.
Can I apply to American Community Bank of Indiana directly?
Yes. American Community Bank of Indiana is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show American Community Bank of Indiana's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how American Community Bank of Indiana treats applications, then get a rate quote from the lender.