Lender profile · HMDA 2023–2025
Old National Bank mortgage approval rates & lending data
Old National Bank decided 22,610 mortgage applications and funded 16,943 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 8,328 / 9,566 | 99% | $265K | 8,259 |
| Home improvement loans | 62% | 3,577 / 5,755 | 97% | $75K | 3,452 |
| Cash-out refinance | 70% | 468 / 672 | 98% | $215K | 459 |
| Refinance | 74% | 3,774 / 5,115 | 97% | $125K | 3,651 |
| Investment property purchase | 84% | 651 / 774 | 98% | $255K | 639 |
| Investment cash-out refinance | 60% | 31 / 52 | 97% | $235K | 30 |
| Investment refinance | 85% | 410 / 483 | 97% | $185K | 398 |
| Investment home improvement | 29% | 56 / 193 | 98% | $105K | 55 |
Old National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 75% | $125K | 6,213 | 4,567 |
| Illinois | 67% | $125K | 6,172 | 4,023 |
| Michigan | 86% | $255K | 2,585 | 2,207 |
| Minnesota | 82% | $215K | 2,499 | 2,011 |
| Wisconsin | 78% | $235K | 1,890 | 1,437 |
| Tennessee | 84% | $415K | 1,274 | 1,055 |
| Kentucky | 81% | $215K | 698 | 559 |
| Florida | 87% | $425K | 208 | 178 |
| Iowa | 76% | $145K | 160 | 118 |
| Texas | 89% | $345K | 112 | 99 |
| Arizona | 83% | $615K | 75 | 61 |
| South Carolina | 88% | $335K | 64 | 56 |
| Colorado | 87% | $645K | 63 | 55 |
| Georgia | 88% | $335K | 48 | 40 |
| Missouri | 96% | $285K | 45 | 43 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.