Bank of Ann Arbor mortgage approval rate & lending review
Bank of Ann Arbor decided 404 mortgage applications and funded 363 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Bank of Ann Arbor reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Bank of Ann Arbor at a glance
Approval is 8.9 points above the 85.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 299 / 311 | 95% | $355K | 283 |
| Refinance | 88% | 22 / 25 | 95% | $255K | 21 |
| Investment property purchase | 100% | 31 / 31 | 100% | $405K | 31 |
Bank of Ann Arbor lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 94% | $355K | 380 | 339 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Bank of Ann Arbor lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Washtenaw County, MI | Mortgage lenders | 97% | 162 | 148 |
The county markets where Bank of Ann Arbor made the most loans. Each link opens that market with every lender ranked.
Questions about Bank of Ann Arbor
What is Bank of Ann Arbor's mortgage approval rate?
Bank of Ann Arbor approved 94.1% of the 404 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.9 points above the 85.2% national rate for the same mix of loan types.
How often do borrowers take the loan Bank of Ann Arbor offers?
Borrowers accepted 96% of the loans Bank of Ann Arbor approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Bank of Ann Arbor make?
The typical home purchase mortgage loan Bank of Ann Arbor made was $355K; across all loan types its typical loan ran from $255K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Bank of Ann Arbor lend?
Bank of Ann Arbor decided applications in 9 of the states Fat Boy Data covers, most of them in Michigan, Florida and Ohio.
Can I apply to Bank of Ann Arbor directly?
Yes. Bank of Ann Arbor is a bank or credit union with 18 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Bank of Ann Arbor's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Bank of Ann Arbor treats applications, then get a rate quote from the lender.