Local lending intelligence · HMDA 2023–2025
Michigan mortgage and lending data
577,867 mortgage applications decided across 20 Michigan counties, 2023–2025. See which lenders actually approve loans in each market, how often borrowers accept the offer, and how much they finance.
Lending data across Michigan
Mortgage lenders in Michigan281,528 decidedHome improvement loans in Michigan89,055 decidedCash-out refinance in Michigan90,222 decidedRefinance in Michigan77,015 decidedInvestment property purchase in Michigan23,071 decidedInvestment cash-out refinance in Michigan9,031 decidedInvestment refinance in Michigan4,668 decidedInvestment home improvement in Michigan3,277 decided
Counties in Michigan
Wayne County1,773,767 peopleOakland County1,272,294 peopleMacomb County877,624 peopleKent County658,844 peopleGenesee County404,087 peopleWashtenaw County368,394 peopleOttawa County298,614 peopleIngham County282,015 peopleKalamazoo County261,437 peopleLivingston County195,143 peopleSaginaw County189,210 peopleMuskegon County175,378 peopleJackson County160,187 peopleSt. Clair County160,089 peopleMonroe County155,001 peopleBerrien County153,411 peopleCalhoun County133,846 peopleAllegan County120,913 peopleEaton County109,000 peopleBay County103,235 people