Bankorion mortgage approval rate & lending review
Bankorion decided 538 mortgage applications and funded 484 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Bankorion reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Bankorion at a glance
Approval is 13.7 points above the 80.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 129 / 138 | 98% | $155K | 126 |
| Investment property purchase | 96% | 232 / 242 | 94% | $105K | 219 |
| Investment refinance | 91% | 43 / 47 | 95% | $105K | 41 |
| Investment home improvement | 96% | 74 / 77 | 95% | $95K | 70 |
Bankorion lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Bankorion lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Rock Island County, IL | Investment property purchase | 94% | 142 | 124 |
| Scott County, IA | Investment property purchase | 98% | 86 | 81 |
| Rock Island County, IL | Mortgage lenders | 93% | 87 | 78 |
| Scott County, IA | Mortgage lenders | 94% | 34 | 32 |
| Scott County, IA | Investment refinance | 92% | 26 | 24 |
| Rock Island County, IL | Investment refinance | 90% | 21 | 17 |
The county markets where Bankorion made the most loans. Each link opens that market with every lender ranked.
Questions about Bankorion
What is Bankorion's mortgage approval rate?
Bankorion approved 94.2% of the 538 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.7 points above the 80.6% national rate for the same mix of loan types.
How often do borrowers take the loan Bankorion offers?
Borrowers accepted 95% of the loans Bankorion approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Bankorion make?
The typical investment property mortgage loan Bankorion made was $105K; across all loan types its typical loan ran from $95K to $155K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Bankorion lend?
Bankorion decided applications in 9 of the states Fat Boy Data covers, most of them in Illinois, Iowa and Florida.
Can I apply to Bankorion directly?
Yes. Bankorion is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Bankorion's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Bankorion treats applications, then get a rate quote from the lender.