Lender profile · HMDA 2023–2025
Barrington Bank & Trust Company, National Association mortgage approval rates & lending data
Barrington Bank & Trust Company, National Association decided 20,217 mortgage applications and funded 17,954 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 12,843 / 13,782 | 97% | $285K | 12,485 |
| Home improvement loans | 88% | 213 / 242 | 92% | $125K | 197 |
| Cash-out refinance | 82% | 1,855 / 2,269 | 94% | $215K | 1,735 |
| Refinance | 94% | 2,401 / 2,554 | 96% | $355K | 2,303 |
| Investment property purchase | 93% | 979 / 1,050 | 99% | $235K | 972 |
| Investment cash-out refinance | 72% | 105 / 145 | 99% | $175K | 104 |
| Investment refinance | 91% | 129 / 141 | 100% | $255K | 129 |
| Investment home improvement | 88% | 30 / 34 | 97% | $155K | 29 |
Barrington Bank & Trust Company, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 93% | $285K | 7,944 | 7,253 |
| Wisconsin | 96% | $375K | 2,770 | 2,636 |
| California | 94% | $635K | 1,119 | 1,019 |
| Florida | 89% | $325K | 972 | 812 |
| Iowa | 90% | $205K | 637 | 565 |
| Minnesota | 94% | $295K | 607 | 563 |
| Texas | 88% | $315K | 486 | 397 |
| New York | 85% | $215K | 438 | 346 |
| North Carolina | 92% | $285K | 404 | 352 |
| Michigan | 89% | $295K | 398 | 341 |
| Georgia | 88% | $315K | 346 | 283 |
| Indiana | 90% | $235K | 345 | 290 |
| Ohio | 88% | $165K | 294 | 241 |
| Pennsylvania | 85% | $215K | 288 | 222 |
| Arizona | 88% | $395K | 275 | 237 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.