Barrington Bank & Trust Company, National Association mortgage approval rate & lending review
Barrington Bank & Trust Company, National Association decided 20,217 mortgage applications and funded 17,954 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Barrington Bank & Trust Company, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Barrington Bank & Trust Company, National Association at a glance
Approval is 8.3 points above the 83.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 12,843 / 13,782 | 97% | $285K | 12,485 |
| Home improvement loans | 88% | 213 / 242 | 92% | $125K | 197 |
| Cash-out refinance | 82% | 1,855 / 2,269 | 94% | $215K | 1,735 |
| Refinance | 94% | 2,401 / 2,554 | 96% | $355K | 2,303 |
| Investment property purchase | 93% | 979 / 1,050 | 99% | $235K | 972 |
| Investment cash-out refinance | 72% | 105 / 145 | 99% | $175K | 104 |
| Investment refinance | 91% | 129 / 141 | 100% | $255K | 129 |
| Investment home improvement | 88% | 30 / 34 | 97% | $155K | 29 |
Barrington Bank & Trust Company, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 93% | $285K | 7,944 | 7,253 |
| Wisconsin | 96% | $375K | 2,770 | 2,636 |
| California | 94% | $635K | 1,119 | 1,019 |
| Florida | 89% | $325K | 972 | 812 |
| Iowa | 90% | $205K | 637 | 565 |
| Minnesota | 94% | $295K | 607 | 563 |
| Texas | 88% | $315K | 486 | 397 |
| New York | 85% | $215K | 438 | 346 |
| North Carolina | 92% | $285K | 404 | 352 |
| Michigan | 89% | $295K | 398 | 341 |
| Georgia | 88% | $315K | 346 | 283 |
| Indiana | 90% | $235K | 345 | 290 |
| Ohio | 88% | $165K | 294 | 241 |
| Pennsylvania | 85% | $215K | 288 | 222 |
| Arizona | 88% | $395K | 275 | 237 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Barrington Bank & Trust Company, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cook County, IL | Mortgage lenders | 92% | 3,327 | 3,025 |
| Dane County, WI | Mortgage lenders | 99% | 1,020 | 1,004 |
| Lake County, IL | Mortgage lenders | 97% | 755 | 725 |
| DuPage County, IL | Mortgage lenders | 95% | 558 | 525 |
| Polk County, IA | Mortgage lenders | 91% | 433 | 391 |
| Will County, IL | Mortgage lenders | 94% | 404 | 373 |
| Cook County, IL | Refinance | 93% | 388 | 353 |
| McHenry County, IL | Mortgage lenders | 96% | 353 | 336 |
| Kane County, IL | Mortgage lenders | 95% | 302 | 283 |
| Milwaukee County, WI | Mortgage lenders | 89% | 302 | 265 |
| Cook County, IL | Cash-out refinance | 85% | 249 | 202 |
| Hennepin County, MN | Mortgage lenders | 97% | 191 | 184 |
The county markets where Barrington Bank & Trust Company, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Barrington Bank & Trust Company, National Association
What is Barrington Bank & Trust Company, National Association's mortgage approval rate?
Barrington Bank & Trust Company, National Association approved 91.8% of the 20,217 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.3 points above the 83.5% national rate for the same mix of loan types.
How often do borrowers take the loan Barrington Bank & Trust Company, National Association offers?
Borrowers accepted 97% of the loans Barrington Bank & Trust Company, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Barrington Bank & Trust Company, National Association make?
The typical home purchase mortgage loan Barrington Bank & Trust Company, National Association made was $285K; across all loan types its typical loan ran from $125K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Barrington Bank & Trust Company, National Association lend?
Barrington Bank & Trust Company, National Association decided applications in 51 of the states Fat Boy Data covers, most of them in Illinois, Wisconsin and California.
Can I apply to Barrington Bank & Trust Company, National Association directly?
Yes. Barrington Bank & Trust Company, National Association is a bank or credit union with 9 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Barrington Bank & Trust Company, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Barrington Bank & Trust Company, National Association treats applications, then get a rate quote from the lender.