Bayport Funding LLC mortgage approval rate & lending review
Bayport Funding LLC decided 290 mortgage applications and funded 258 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Bayport Funding LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to bayportfunding.com.
Bayport Funding LLC at a glance
Approval is 4.6 points above the 87.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 92% | 263 / 286 | 97% | $675K | 254 |
Bayport Funding LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 95% | $695K | 214 | 197 |
| New Jersey | 83% | $355K | 30 | 23 |
| Florida | 93% | $385K | 27 | 24 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Bayport Funding LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Kings County, NY | Investment property purchase | 95% | 62 | 56 |
| Queens County, NY | Investment property purchase | 92% | 48 | 42 |
| Nassau County, NY | Investment property purchase | 100% | 40 | 40 |
| Suffolk County, NY | Investment property purchase | 97% | 34 | 32 |
The county markets where Bayport Funding LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Bayport Funding LLC
What is Bayport Funding LLC's mortgage approval rate?
Bayport Funding LLC approved 92.1% of the 290 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.6 points above the 87.4% national rate for the same mix of loan types.
How often do borrowers take the loan Bayport Funding LLC offers?
Borrowers accepted 97% of the loans Bayport Funding LLC approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Bayport Funding LLC make?
The typical investment property mortgage loan Bayport Funding LLC made was $675K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Bayport Funding LLC lend?
Bayport Funding LLC decided applications in 7 of the states Fat Boy Data covers, most of them in New York, New Jersey and Florida.
Can I apply to Bayport Funding LLC directly?
Yes. Bayport Funding LLC reports as a direct lender that takes applications from borrowers. Its website is bayportfunding.com.
Does this page show Bayport Funding LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Bayport Funding LLC treats applications, then get a rate quote from the lender.