Plaza Home Mortgage, Inc. mortgage approval rate & lending review
Plaza Home Mortgage, Inc. decided 47,977 mortgage applications and funded 32,609 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Plaza Home Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to plazahomemortgage.com.
Plaza Home Mortgage, Inc. at a glance
Approval is 7.8 points below the 83.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 79% | 25,487 / 32,299 | 91% | $295K | 23,278 |
| Cash-out refinance | 67% | 5,359 / 7,960 | 89% | $265K | 4,744 |
| Refinance | 68% | 1,967 / 2,906 | 87% | $335K | 1,720 |
| Investment property purchase | 75% | 2,037 / 2,714 | 88% | $255K | 1,800 |
| Investment cash-out refinance | 62% | 1,034 / 1,657 | 85% | $225K | 882 |
| Investment refinance | 53% | 232 / 441 | 80% | $275K | 185 |
Plaza Home Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 75% | $455K | 6,387 | 4,174 |
| Texas | 79% | $285K | 5,997 | 4,352 |
| Florida | 68% | $325K | 5,697 | 3,359 |
| California | 71% | $435K | 4,665 | 2,995 |
| Pennsylvania | 82% | $195K | 2,884 | 2,172 |
| New Jersey | 75% | $465K | 1,733 | 1,101 |
| Illinois | 78% | $255K | 1,679 | 1,200 |
| Michigan | 76% | $235K | 1,525 | 1,071 |
| North Carolina | 78% | $245K | 1,423 | 1,018 |
| Arizona | 80% | $415K | 1,331 | 985 |
| Minnesota | 87% | $285K | 1,214 | 1,017 |
| Georgia | 69% | $315K | 1,210 | 744 |
| Connecticut | 75% | $305K | 1,054 | 757 |
| Colorado | 75% | $415K | 919 | 629 |
| Oregon | 84% | $405K | 911 | 706 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Plaza Home Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Harris County, TX | Mortgage lenders | 83% | 1,138 | 861 |
| Westmoreland County, PA | Mortgage lenders | 91% | 432 | 381 |
| Suffolk County, NY | Mortgage lenders | 78% | 542 | 376 |
| Nassau County, NY | Mortgage lenders | 79% | 525 | 367 |
| Cook County, IL | Mortgage lenders | 72% | 544 | 347 |
| Oneida County, NY | Mortgage lenders | 85% | 376 | 295 |
| Queens County, NY | Mortgage lenders | 72% | 477 | 286 |
| Broward County, FL | Mortgage lenders | 70% | 469 | 281 |
| Onslow County, NC | Mortgage lenders | 92% | 278 | 241 |
| Erie County, NY | Mortgage lenders | 86% | 295 | 235 |
| Bexar County, TX | Mortgage lenders | 74% | 332 | 232 |
| Allegheny County, PA | Mortgage lenders | 89% | 261 | 222 |
The county markets where Plaza Home Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Plaza Home Mortgage, Inc.
What is Plaza Home Mortgage, Inc.'s mortgage approval rate?
Plaza Home Mortgage, Inc. approved 75.3% of the 47,977 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.8 points below the 83.1% national rate for the same mix of loan types.
How often do borrowers take the loan Plaza Home Mortgage, Inc. offers?
Borrowers accepted 90% of the loans Plaza Home Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Plaza Home Mortgage, Inc. make?
The typical home purchase mortgage loan Plaza Home Mortgage, Inc. made was $295K; across all loan types its typical loan ran from $225K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Plaza Home Mortgage, Inc. lend?
Plaza Home Mortgage, Inc. decided applications in 51 of the states Fat Boy Data covers, most of them in New York, Texas and Florida.
Can I apply to Plaza Home Mortgage, Inc. directly?
Yes. Plaza Home Mortgage, Inc. reports as a direct lender that takes applications from borrowers. Its website is plazahomemortgage.com.
Does this page show Plaza Home Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Plaza Home Mortgage, Inc. treats applications, then get a rate quote from the lender.