Blackhawk Bank & Trust mortgage approval rate & lending review
Blackhawk Bank & Trust decided 488 mortgage applications and funded 428 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Blackhawk Bank & Trust reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Blackhawk Bank & Trust at a glance
Approval is 7.6 points above the 82.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 114 / 137 | 98% | $135K | 112 |
| Refinance | 79% | 37 / 47 | 97% | $105K | 36 |
| Investment property purchase | 96% | 185 / 193 | 98% | $85K | 181 |
| Investment refinance | 100% | 29 / 29 | 100% | $65K | 29 |
Blackhawk Bank & Trust lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Blackhawk Bank & Trust lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Rock Island County, IL | Investment property purchase | 95% | 121 | 112 |
| Rock Island County, IL | Mortgage lenders | 84% | 104 | 86 |
| Scott County, IA | Investment property purchase | 98% | 50 | 48 |
| Rock Island County, IL | Refinance | 82% | 39 | 31 |
| Scott County, IA | Mortgage lenders | 81% | 32 | 25 |
The county markets where Blackhawk Bank & Trust made the most loans. Each link opens that market with every lender ranked.
Questions about Blackhawk Bank & Trust
What is Blackhawk Bank & Trust's mortgage approval rate?
Blackhawk Bank & Trust approved 89.5% of the 488 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.6 points above the 82.0% national rate for the same mix of loan types.
How often do borrowers take the loan Blackhawk Bank & Trust offers?
Borrowers accepted 98% of the loans Blackhawk Bank & Trust approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Blackhawk Bank & Trust make?
The typical investment property mortgage loan Blackhawk Bank & Trust made was $85K; across all loan types its typical loan ran from $65K to $135K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Blackhawk Bank & Trust lend?
Blackhawk Bank & Trust decided applications in 7 of the states Fat Boy Data covers, most of them in Illinois, Iowa and Florida.
Can I apply to Blackhawk Bank & Trust directly?
Yes. Blackhawk Bank & Trust is a bank or credit union with 18 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Blackhawk Bank & Trust's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Blackhawk Bank & Trust treats applications, then get a rate quote from the lender.