Blucurrent Credit Union mortgage approval rate & lending review
Blucurrent Credit Union decided 774 mortgage applications and funded 662 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Blucurrent Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Blucurrent Credit Union at a glance
Approval is 13.6 points above the 75.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 192 / 210 | 92% | $175K | 176 |
| Home improvement loans | 86% | 181 / 210 | 99% | $65K | 179 |
| Cash-out refinance | 76% | 28 / 37 | 89% | $165K | 25 |
| Refinance | 92% | 220 / 239 | 97% | $55K | 214 |
| Investment property purchase | 87% | 26 / 30 | 100% | $135K | 26 |
| Investment refinance | 97% | 34 / 35 | 97% | $135K | 33 |
Blucurrent Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 89% | $65K | 773 | 661 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Blucurrent Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Greene County, MO | Refinance | 92% | 233 | 209 |
| Greene County, MO | Home improvement loans | 86% | 204 | 174 |
| Greene County, MO | Mortgage lenders | 92% | 201 | 169 |
| Greene County, MO | Investment refinance | 97% | 34 | 32 |
| Greene County, MO | Investment property purchase | 87% | 30 | 26 |
| Greene County, MO | Cash-out refinance | 76% | 37 | 25 |
The county markets where Blucurrent Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Blucurrent Credit Union
What is Blucurrent Credit Union's mortgage approval rate?
Blucurrent Credit Union approved 89.1% of the 774 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.6 points above the 75.6% national rate for the same mix of loan types.
How often do borrowers take the loan Blucurrent Credit Union offers?
Borrowers accepted 96% of the loans Blucurrent Credit Union approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Blucurrent Credit Union make?
The typical mortgage refinance loan Blucurrent Credit Union made was $55K; across all loan types its typical loan ran from $55K to $175K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Blucurrent Credit Union lend?
Blucurrent Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Missouri and Arkansas.
Can I apply to Blucurrent Credit Union directly?
Yes. Blucurrent Credit Union is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Blucurrent Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Blucurrent Credit Union treats applications, then get a rate quote from the lender.