Leaderone Financial Corporation mortgage approval rate & lending review
Leaderone Financial Corporation decided 13,673 mortgage applications and funded 11,759 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Leaderone Financial Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to leaderonefinancial.com.
Leaderone Financial Corporation at a glance
Approval is 0.9 points above the 85.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 9,859 / 11,117 | 100% | $265K | 9,820 |
| Cash-out refinance | 72% | 659 / 916 | 99% | $225K | 652 |
| Refinance | 76% | 530 / 700 | 99% | $395K | 526 |
| Investment property purchase | 86% | 574 / 669 | 99% | $195K | 571 |
| Investment cash-out refinance | 73% | 150 / 206 | 100% | $155K | 150 |
| Investment refinance | 62% | 40 / 65 | 100% | $235K | 40 |
Leaderone Financial Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 90% | $205K | 2,709 | 2,434 |
| Illinois | 86% | $285K | 1,867 | 1,605 |
| Florida | 83% | $245K | 1,596 | 1,318 |
| California | 92% | $355K | 810 | 739 |
| Kansas | 91% | $215K | 796 | 727 |
| Washington | 85% | $445K | 675 | 569 |
| Texas | 80% | $265K | 657 | 522 |
| Indiana | 84% | $215K | 526 | 441 |
| Maine | 90% | $245K | 510 | 460 |
| Tennessee | 84% | $265K | 408 | 342 |
| Colorado | 87% | $455K | 381 | 331 |
| Massachusetts | 83% | $455K | 309 | 257 |
| Georgia | 82% | $425K | 287 | 236 |
| Alabama | 76% | $175K | 260 | 196 |
| Nevada | 80% | $345K | 254 | 202 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Leaderone Financial Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Jackson County, MO | Mortgage lenders | 92% | 1,133 | 1,031 |
| Cook County, IL | Mortgage lenders | 86% | 701 | 603 |
| Clay County, MO | Mortgage lenders | 94% | 541 | 505 |
| Highlands County, FL | Mortgage lenders | 88% | 397 | 348 |
| Penobscot County, ME | Mortgage lenders | 92% | 375 | 346 |
| Merced County, CA | Mortgage lenders | 95% | 322 | 302 |
| Johnson County, KS | Mortgage lenders | 93% | 290 | 271 |
| Platte County, MO | Mortgage lenders | 93% | 177 | 164 |
| Hamilton County, TN | Mortgage lenders | 84% | 190 | 160 |
| Muskegon County, MI | Mortgage lenders | 92% | 169 | 156 |
| Will County, IL | Mortgage lenders | 93% | 150 | 137 |
| Lake County, IN | Mortgage lenders | 83% | 163 | 134 |
The county markets where Leaderone Financial Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Leaderone Financial Corporation
What is Leaderone Financial Corporation's mortgage approval rate?
Leaderone Financial Corporation approved 86.4% of the 13,673 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.9 points above the 85.5% national rate for the same mix of loan types.
How often do borrowers take the loan Leaderone Financial Corporation offers?
Borrowers accepted 100% of the loans Leaderone Financial Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Leaderone Financial Corporation make?
The typical home purchase mortgage loan Leaderone Financial Corporation made was $265K; across all loan types its typical loan ran from $155K to $395K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Leaderone Financial Corporation lend?
Leaderone Financial Corporation decided applications in 41 of the states Fat Boy Data covers, most of them in Missouri, Illinois and Florida.
Can I apply to Leaderone Financial Corporation directly?
Yes. Leaderone Financial Corporation reports as a direct lender that takes applications from borrowers. Its website is leaderonefinancial.com.
Does this page show Leaderone Financial Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Leaderone Financial Corporation treats applications, then get a rate quote from the lender.