Blue Grass Savings Bank mortgage approval rate & lending review
Blue Grass Savings Bank decided 295 mortgage applications and funded 295 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Blue Grass Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Blue Grass Savings Bank at a glance
Approval is 20.9 points above the 79.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 100% | 176 / 176 | 100% | $135K | 176 |
| Investment refinance | 100% | 66 / 66 | 100% | $75K | 66 |
| Investment home improvement | 100% | 47 / 47 | 100% | $25K | 47 |
Blue Grass Savings Bank lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Blue Grass Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Scott County, IA | Investment property purchase | 100% | 117 | 117 |
| Scott County, IA | Investment refinance | 100% | 59 | 59 |
| Rock Island County, IL | Investment property purchase | 100% | 56 | 56 |
The county markets where Blue Grass Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Blue Grass Savings Bank
What is Blue Grass Savings Bank's mortgage approval rate?
Blue Grass Savings Bank approved 100.0% of the 295 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 20.9 points above the 79.1% national rate for the same mix of loan types.
How often do borrowers take the loan Blue Grass Savings Bank offers?
Borrowers accepted 100% of the loans Blue Grass Savings Bank approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Blue Grass Savings Bank make?
The typical investment property mortgage loan Blue Grass Savings Bank made was $135K; across all loan types its typical loan ran from $25K to $135K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Blue Grass Savings Bank lend?
Blue Grass Savings Bank decided applications in 4 of the states Fat Boy Data covers, most of them in Iowa, Illinois and Florida.
Can I apply to Blue Grass Savings Bank directly?
Yes. Blue Grass Savings Bank is a bank or credit union with 2 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Blue Grass Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Blue Grass Savings Bank treats applications, then get a rate quote from the lender.