Lender profile · HMDA 2023–2025
GREENSTATE Credit Union mortgage approval rates & lending data
GREENSTATE Credit Union decided 35,250 mortgage applications and funded 29,556 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 20,195 / 23,033 | 94% | $205K | 19,073 |
| Home improvement loans | 87% | 3,101 / 3,553 | 92% | $55K | 2,863 |
| Cash-out refinance | 90% | 2,708 / 2,998 | 94% | $85K | 2,558 |
| Refinance | 92% | 3,729 / 4,056 | 96% | $125K | 3,580 |
| Investment property purchase | 97% | 1,234 / 1,277 | 97% | $145K | 1,201 |
| Investment cash-out refinance | 89% | 186 / 210 | 95% | $165K | 176 |
| Investment refinance | 92% | 91 / 99 | 96% | $155K | 87 |
GREENSTATE Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 94% | $205K | 21,051 | 19,088 |
| Illinois | 91% | $205K | 9,620 | 8,369 |
| Michigan | 46% | $55K | 2,526 | 702 |
| Indiana | 60% | $65K | 432 | 203 |
| Wisconsin | 75% | $225K | 430 | 277 |
| Ohio | 54% | $45K | 302 | 104 |
| Nebraska | 95% | $295K | 171 | 152 |
| Florida | 90% | $355K | 129 | 112 |
| Colorado | 98% | $485K | 99 | 96 |
| Arizona | 96% | $505K | 73 | 65 |
| Minnesota | 99% | $385K | 67 | 63 |
| Texas | 94% | $425K | 49 | 45 |
| Missouri | 90% | $195K | 42 | 38 |
| California | 96% | $565K | 24 | 23 |
| North Carolina | 100% | $365K | 24 | 23 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.