Lender profile · HMDA 2023–2025
Blue Ridge Bank, National Association mortgage approval rates & lending data
Blue Ridge Bank, National Association decided 1,156 mortgage applications and funded 1,023 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 862 / 937 | 98% | $255K | 842 |
| Cash-out refinance | 81% | 72 / 89 | 93% | $175K | 67 |
| Refinance | 87% | 27 / 31 | 96% | $215K | 26 |
| Investment property purchase | 91% | 74 / 81 | 99% | $215K | 73 |
Blue Ridge Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 91% | $245K | 554 | 491 |
| Virginia | 92% | $435K | 179 | 160 |
| South Carolina | 95% | $235K | 102 | 95 |
| Pennsylvania | 84% | $165K | 62 | 50 |
| Indiana | 86% | $205K | 57 | 48 |
| Maryland | 90% | $415K | 49 | 42 |
| Florida | 91% | $265K | 34 | 30 |
| Georgia | 96% | $385K | 28 | 26 |
| Oklahoma | 88% | $275K | 17 | 15 |
| Illinois | 88% | $145K | 8 | 7 |
| Tennessee | 100% | $345K | 8 | 8 |
| Texas | 100% | $485K | 8 | 8 |
| New Jersey | 100% | $125K | 7 | 7 |
| Ohio | 100% | $185K | 5 | 5 |
| Alabama | 75% | $175K | 4 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.