Capital Mortgage Services Corp. mortgage approval rate & lending review
Capital Mortgage Services Corp. decided 277 mortgage applications and funded 216 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Capital Mortgage Services Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Capital Mortgage Services Corp. at a glance
Approval is 7.6 points below the 86.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 168 / 208 | 99% | $155K | 167 |
| Investment property purchase | 71% | 34 / 48 | 97% | $135K | 33 |
Capital Mortgage Services Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Puerto Rico | 79% | $155K | 277 | 216 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Capital Mortgage Services Corp. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| San Juan Municipio, PR | Mortgage lenders | 85% | 117 | 99 |
| Bayamón Municipio, PR | Mortgage lenders | 74% | 38 | 28 |
| Carolina Municipio, PR | Mortgage lenders | 86% | 29 | 24 |
The county markets where Capital Mortgage Services Corp. made the most loans. Each link opens that market with every lender ranked.
Questions about Capital Mortgage Services Corp.
What is Capital Mortgage Services Corp.'s mortgage approval rate?
Capital Mortgage Services Corp. approved 78.7% of the 277 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.6 points below the 86.4% national rate for the same mix of loan types.
How often do borrowers take the loan Capital Mortgage Services Corp. offers?
Borrowers accepted 99% of the loans Capital Mortgage Services Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Capital Mortgage Services Corp. make?
The typical home purchase mortgage loan Capital Mortgage Services Corp. made was $155K; across all loan types its typical loan ran from $135K to $155K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Capital Mortgage Services Corp. lend?
Capital Mortgage Services Corp. decided applications in 1 of the states Fat Boy Data covers, most of them in Puerto Rico.
Can I apply to Capital Mortgage Services Corp. directly?
Yes. Capital Mortgage Services Corp. reports as a direct lender that takes applications from borrowers.
Does this page show Capital Mortgage Services Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Capital Mortgage Services Corp. treats applications, then get a rate quote from the lender.