The Money House, Inc. mortgage approval rate & lending review
The Money House, Inc. decided 1,733 mortgage applications and funded 1,503 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Money House, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Money House, Inc. at a glance
Approval is 0.1 points below the 86.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 1,365 / 1,566 | 100% | $135K | 1,365 |
| Cash-out refinance | 94% | 34 / 36 | 100% | $125K | 34 |
| Refinance | 74% | 23 / 31 | 100% | $105K | 23 |
| Investment property purchase | 77% | 60 / 78 | 100% | $125K | 60 |
The Money House, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Puerto Rico | 87% | $135K | 1,722 | 1,493 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Money House, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| San Juan Municipio, PR | Mortgage lenders | 85% | 385 | 327 |
| Bayamón Municipio, PR | Mortgage lenders | 87% | 351 | 306 |
| Ponce Municipio, PR | Mortgage lenders | 88% | 319 | 280 |
| Carolina Municipio, PR | Mortgage lenders | 89% | 283 | 252 |
| Caguas Municipio, PR | Mortgage lenders | 88% | 221 | 194 |
| Carolina Municipio, PR | Investment property purchase | 85% | 26 | 22 |
The county markets where The Money House, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about The Money House, Inc.
What is The Money House, Inc.'s mortgage approval rate?
The Money House, Inc. approved 86.7% of the 1,733 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.1 points below the 86.8% national rate for the same mix of loan types.
How often do borrowers take the loan The Money House, Inc. offers?
Borrowers accepted 100% of the loans The Money House, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Money House, Inc. make?
The typical home purchase mortgage loan The Money House, Inc. made was $135K; across all loan types its typical loan ran from $105K to $135K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Money House, Inc. lend?
The Money House, Inc. decided applications in 3 of the states Fat Boy Data covers, most of them in Puerto Rico, Florida and Georgia.
Can I apply to The Money House, Inc. directly?
Yes. The Money House, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show The Money House, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Money House, Inc. treats applications, then get a rate quote from the lender.