Lender profile · HMDA 2023–2025
CIBM Bank mortgage approval rates & lending data
CIBM Bank decided 2,205 mortgage applications and funded 2,061 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,671 / 1,760 | 99% | $275K | 1,662 |
| Cash-out refinance | 87% | 110 / 127 | 97% | $205K | 107 |
| Refinance | 94% | 127 / 135 | 98% | $305K | 125 |
| Investment property purchase | 98% | 127 / 130 | 99% | $205K | 126 |
| Investment cash-out refinance | 79% | 23 / 29 | 96% | $175K | 22 |
CIBM Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 94% | $275K | 1,144 | 1,069 |
| Wisconsin | 97% | $235K | 518 | 496 |
| Massachusetts | 94% | $365K | 117 | 109 |
| New Jersey | 92% | $445K | 115 | 106 |
| Indiana | 96% | $265K | 80 | 76 |
| Florida | 84% | $285K | 73 | 60 |
| Rhode Island | 90% | $345K | 41 | 37 |
| Arizona | 100% | $365K | 15 | 15 |
| Pennsylvania | 92% | $325K | 13 | 11 |
| Michigan | 88% | $295K | 8 | 7 |
| New York | 75% | $305K | 8 | 6 |
| South Carolina | 100% | $425K | 8 | 8 |
| Tennessee | 88% | $345K | 8 | 7 |
| Texas | 86% | $295K | 7 | 6 |
| Colorado | 100% | $325K | 6 | 6 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.