Cornerstone National Bank & Trust Company mortgage approval rate & lending review
Cornerstone National Bank & Trust Company decided 259 mortgage applications and funded 247 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Cornerstone National Bank & Trust Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Cornerstone National Bank & Trust Company at a glance
Approval is 13.5 points above the 83.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 127 / 127 | 99% | $355K | 126 |
| Refinance | 90% | 35 / 39 | 97% | $415K | 34 |
| Investment property purchase | 98% | 56 / 57 | 96% | $265K | 54 |
Cornerstone National Bank & Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 97% | $355K | 217 | 207 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Cornerstone National Bank & Trust Company
What is Cornerstone National Bank & Trust Company's mortgage approval rate?
Cornerstone National Bank & Trust Company approved 96.9% of the 259 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.5 points above the 83.4% national rate for the same mix of loan types.
How often do borrowers take the loan Cornerstone National Bank & Trust Company offers?
Borrowers accepted 98% of the loans Cornerstone National Bank & Trust Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Cornerstone National Bank & Trust Company make?
The typical home purchase mortgage loan Cornerstone National Bank & Trust Company made was $355K; across all loan types its typical loan ran from $265K to $415K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Cornerstone National Bank & Trust Company lend?
Cornerstone National Bank & Trust Company decided applications in 14 of the states Fat Boy Data covers, most of them in Illinois, Wisconsin and Florida.
Can I apply to Cornerstone National Bank & Trust Company directly?
Yes. Cornerstone National Bank & Trust Company is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Cornerstone National Bank & Trust Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Cornerstone National Bank & Trust Company treats applications, then get a rate quote from the lender.