E.M.I. Equity Mortgage, Inc. mortgage approval rate & lending review
E.M.I. Equity Mortgage, Inc. decided 331 mortgage applications and funded 291 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions E.M.I. Equity Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to equity.com.
E.M.I. Equity Mortgage, Inc. at a glance
Approval is 2.9 points above the 85.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 249 / 286 | 100% | $125K | 248 |
E.M.I. Equity Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Puerto Rico | 89% | $125K | 331 | 291 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where E.M.I. Equity Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| San Juan Municipio, PR | Mortgage lenders | 86% | 88 | 76 |
| Bayamón Municipio, PR | Mortgage lenders | 85% | 84 | 71 |
| Caguas Municipio, PR | Mortgage lenders | 93% | 54 | 49 |
| Carolina Municipio, PR | Mortgage lenders | 89% | 54 | 48 |
The county markets where E.M.I. Equity Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about E.M.I. Equity Mortgage, Inc.
What is E.M.I. Equity Mortgage, Inc.'s mortgage approval rate?
E.M.I. Equity Mortgage, Inc. approved 88.5% of the 331 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.9 points above the 85.6% national rate for the same mix of loan types.
How often do borrowers take the loan E.M.I. Equity Mortgage, Inc. offers?
Borrowers accepted 99% of the loans E.M.I. Equity Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does E.M.I. Equity Mortgage, Inc. make?
The typical home purchase mortgage loan E.M.I. Equity Mortgage, Inc. made was $125K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does E.M.I. Equity Mortgage, Inc. lend?
E.M.I. Equity Mortgage, Inc. decided applications in 1 of the states Fat Boy Data covers, most of them in Puerto Rico.
Can I apply to E.M.I. Equity Mortgage, Inc. directly?
Yes. E.M.I. Equity Mortgage, Inc. reports as a direct lender that takes applications from borrowers. Its website is equity.com.
Does this page show E.M.I. Equity Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how E.M.I. Equity Mortgage, Inc. treats applications, then get a rate quote from the lender.