Lender profile · HMDA 2023–2025
EastRise Federal Credit Union mortgage approval rates & lending data
EastRise Federal Credit Union decided 3,297 mortgage applications and funded 3,085 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 1,232 / 1,279 | 100% | $315K | 1,226 |
| Home improvement loans | 93% | 991 / 1,065 | 98% | $55K | 973 |
| Cash-out refinance | 90% | 102 / 113 | 99% | $305K | 101 |
| Refinance | 95% | 578 / 607 | 99% | $115K | 572 |
| Investment property purchase | 95% | 131 / 138 | 100% | $285K | 131 |
| Investment cash-out refinance | 88% | 22 / 25 | 100% | $335K | 22 |
| Investment home improvement | 85% | 40 / 47 | 98% | $95K | 39 |
EastRise Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Vermont | 95% | $115K | 3,071 | 2,885 |
| Michigan | 87% | $65K | 133 | 115 |
| New Hampshire | 92% | $65K | 61 | 56 |
| Massachusetts | 94% | $405K | 32 | 29 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.