EastRise Federal Credit Union mortgage approval rate & lending review
EastRise Federal Credit Union decided 3,297 mortgage applications and funded 3,085 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions EastRise Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
EastRise Federal Credit Union at a glance
Approval is 18.4 points above the 76.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 1,232 / 1,279 | 100% | $315K | 1,226 |
| Home improvement loans | 93% | 991 / 1,065 | 98% | $55K | 973 |
| Cash-out refinance | 90% | 102 / 113 | 99% | $305K | 101 |
| Refinance | 95% | 578 / 607 | 99% | $115K | 572 |
| Investment property purchase | 95% | 131 / 138 | 100% | $285K | 131 |
| Investment cash-out refinance | 88% | 22 / 25 | 100% | $335K | 22 |
| Investment home improvement | 85% | 40 / 47 | 98% | $95K | 39 |
EastRise Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Vermont | 95% | $115K | 3,071 | 2,885 |
| Michigan | 87% | $65K | 133 | 115 |
| New Hampshire | 92% | $65K | 61 | 56 |
| Massachusetts | 94% | $405K | 32 | 29 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where EastRise Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Wayne County, MI | Home improvement loans | 93% | 27 | 25 |
The county markets where EastRise Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about EastRise Federal Credit Union
What is EastRise Federal Credit Union's mortgage approval rate?
EastRise Federal Credit Union approved 94.5% of the 3,297 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 18.4 points above the 76.1% national rate for the same mix of loan types.
How often do borrowers take the loan EastRise Federal Credit Union offers?
Borrowers accepted 99% of the loans EastRise Federal Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does EastRise Federal Credit Union make?
The typical home purchase mortgage loan EastRise Federal Credit Union made was $315K; across all loan types its typical loan ran from $55K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does EastRise Federal Credit Union lend?
EastRise Federal Credit Union decided applications in 4 of the states Fat Boy Data covers, most of them in Vermont, Michigan and New Hampshire.
Can I apply to EastRise Federal Credit Union directly?
Yes. EastRise Federal Credit Union is a bank or credit union with 18 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show EastRise Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how EastRise Federal Credit Union treats applications, then get a rate quote from the lender.