Edmonton State Bank mortgage approval rate & lending review
Edmonton State Bank decided 287 mortgage applications and funded 242 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Edmonton State Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Edmonton State Bank at a glance
Approval is 2.1 points above the 84.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 80% | 108 / 135 | 99% | $275K | 107 |
| Investment property purchase | 98% | 89 / 91 | 97% | $315K | 86 |
Edmonton State Bank lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Edmonton State Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Warren County, KY | Mortgage lenders | 68% | 78 | 53 |
| Sumner County, TN | Mortgage lenders | 96% | 51 | 48 |
| Warren County, KY | Investment property purchase | 95% | 42 | 38 |
| Davidson County, TN | Investment property purchase | 100% | 24 | 24 |
| Sumner County, TN | Investment property purchase | 100% | 20 | 20 |
The county markets where Edmonton State Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Edmonton State Bank
What is Edmonton State Bank's mortgage approval rate?
Edmonton State Bank approved 86.1% of the 287 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.1 points above the 84.0% national rate for the same mix of loan types.
How often do borrowers take the loan Edmonton State Bank offers?
Borrowers accepted 98% of the loans Edmonton State Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Edmonton State Bank make?
The typical home purchase mortgage loan Edmonton State Bank made was $275K; across all loan types its typical loan ran from $275K to $315K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Edmonton State Bank lend?
Edmonton State Bank decided applications in 3 of the states Fat Boy Data covers, most of them in Kentucky, Tennessee and Florida.
Can I apply to Edmonton State Bank directly?
Yes. Edmonton State Bank is a bank or credit union with 18 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Edmonton State Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Edmonton State Bank treats applications, then get a rate quote from the lender.