Stockton Mortgage Corporation mortgage approval rate & lending review
Stockton Mortgage Corporation decided 12,263 mortgage applications and funded 11,030 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Stockton Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to stocktonmortgage.com.
Stockton Mortgage Corporation at a glance
Approval is 5.8 points above the 85.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 9,412 / 9,920 | 99% | $245K | 9,345 |
| Cash-out refinance | 63% | 771 / 1,215 | 98% | $205K | 752 |
| Refinance | 79% | 496 / 626 | 98% | $305K | 486 |
| Investment property purchase | 93% | 350 / 377 | 100% | $185K | 349 |
| Investment cash-out refinance | 81% | 82 / 101 | 99% | $155K | 81 |
Stockton Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kentucky | 94% | $225K | 2,521 | 2,356 |
| Alabama | 92% | $225K | 1,774 | 1,617 |
| Florida | 89% | $275K | 1,395 | 1,223 |
| Georgia | 91% | $385K | 1,229 | 1,106 |
| Tennessee | 91% | $315K | 1,223 | 1,108 |
| Pennsylvania | 92% | $225K | 1,052 | 962 |
| Indiana | 92% | $235K | 907 | 833 |
| Ohio | 88% | $225K | 536 | 468 |
| Mississippi | 88% | $225K | 451 | 394 |
| Michigan | 89% | $235K | 244 | 216 |
| Illinois | 81% | $365K | 216 | 173 |
| Iowa | 95% | $225K | 137 | 130 |
| South Carolina | 82% | $255K | 134 | 110 |
| North Carolina | 74% | $245K | 127 | 94 |
| Arkansas | 89% | $205K | 79 | 69 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Stockton Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Jefferson County, KY | Mortgage lenders | 95% | 742 | 702 |
| Fayette County, KY | Mortgage lenders | 95% | 526 | 498 |
| Madison County, AL | Mortgage lenders | 95% | 481 | 456 |
| Kenton County, KY | Mortgage lenders | 98% | 398 | 390 |
| Allegheny County, PA | Mortgage lenders | 97% | 377 | 364 |
| Allen County, IN | Mortgage lenders | 98% | 313 | 304 |
| Polk County, FL | Mortgage lenders | 95% | 283 | 266 |
| Knox County, TN | Mortgage lenders | 96% | 264 | 254 |
| Boone County, KY | Mortgage lenders | 98% | 249 | 244 |
| Washington County, PA | Mortgage lenders | 95% | 210 | 199 |
| Mobile County, AL | Mortgage lenders | 96% | 199 | 191 |
| Jefferson County, AL | Mortgage lenders | 90% | 198 | 177 |
The county markets where Stockton Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Stockton Mortgage Corporation
What is Stockton Mortgage Corporation's mortgage approval rate?
Stockton Mortgage Corporation approved 90.7% of the 12,263 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.8 points above the 85.0% national rate for the same mix of loan types.
How often do borrowers take the loan Stockton Mortgage Corporation offers?
Borrowers accepted 99% of the loans Stockton Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Stockton Mortgage Corporation make?
The typical home purchase mortgage loan Stockton Mortgage Corporation made was $245K; across all loan types its typical loan ran from $155K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Stockton Mortgage Corporation lend?
Stockton Mortgage Corporation decided applications in 27 of the states Fat Boy Data covers, most of them in Kentucky, Alabama and Florida.
Can I apply to Stockton Mortgage Corporation directly?
Yes. Stockton Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is stocktonmortgage.com.
Does this page show Stockton Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Stockton Mortgage Corporation treats applications, then get a rate quote from the lender.