Fair Way Lending LLC mortgage approval rate & lending review
Fair Way Lending LLC decided 446 mortgage applications and funded 429 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Fair Way Lending LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to fairway.com.
Fair Way Lending LLC at a glance
Approval is 11.1 points above the 85.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 348 / 358 | 100% | $235K | 348 |
| Cash-out refinance | 84% | 21 / 25 | 100% | $175K | 21 |
| Refinance | 97% | 29 / 30 | 100% | $255K | 29 |
Fair Way Lending LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 99% | $235K | 196 | 194 |
| Georgia | 97% | $245K | 128 | 124 |
| Kentucky | 93% | $235K | 96 | 89 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Fair Way Lending LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Monroe County, IN | Mortgage lenders | 100% | 119 | 119 |
The county markets where Fair Way Lending LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Fair Way Lending LLC
What is Fair Way Lending LLC's mortgage approval rate?
Fair Way Lending LLC approved 96.4% of the 446 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.1 points above the 85.3% national rate for the same mix of loan types.
How often do borrowers take the loan Fair Way Lending LLC offers?
Borrowers accepted 100% of the loans Fair Way Lending LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Fair Way Lending LLC make?
The typical home purchase mortgage loan Fair Way Lending LLC made was $235K; across all loan types its typical loan ran from $175K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Fair Way Lending LLC lend?
Fair Way Lending LLC decided applications in 8 of the states Fat Boy Data covers, most of them in Indiana, Georgia and Kentucky.
Can I apply to Fair Way Lending LLC directly?
Yes. Fair Way Lending LLC reports as a direct lender that takes applications from borrowers. Its website is fairway.com.
Does this page show Fair Way Lending LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Fair Way Lending LLC treats applications, then get a rate quote from the lender.