Field & Main Bank, Inc. mortgage approval rate & lending review
Field & Main Bank, Inc. decided 296 mortgage applications and funded 278 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Field & Main Bank, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Field & Main Bank, Inc. at a glance
Approval is 15.3 points above the 81.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 73 / 76 | 93% | $225K | 68 |
| Investment property purchase | 98% | 100 / 102 | 98% | $95K | 98 |
| Investment cash-out refinance | 99% | 89 / 90 | 98% | $125K | 87 |
Field & Main Bank, Inc. lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Field & Main Bank, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Vanderburgh County, IN | Investment cash-out refinance | 99% | 84 | 81 |
| Vanderburgh County, IN | Investment property purchase | 99% | 75 | 72 |
| Vanderburgh County, IN | Mortgage lenders | 97% | 37 | 36 |
The county markets where Field & Main Bank, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Field & Main Bank, Inc.
What is Field & Main Bank, Inc.'s mortgage approval rate?
Field & Main Bank, Inc. approved 97.0% of the 296 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.3 points above the 81.7% national rate for the same mix of loan types.
How often do borrowers take the loan Field & Main Bank, Inc. offers?
Borrowers accepted 97% of the loans Field & Main Bank, Inc. approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Field & Main Bank, Inc. make?
The typical investment property mortgage loan Field & Main Bank, Inc. made was $95K; across all loan types its typical loan ran from $95K to $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Field & Main Bank, Inc. lend?
Field & Main Bank, Inc. decided applications in 6 of the states Fat Boy Data covers, most of them in Indiana, Kentucky and Tennessee.
Can I apply to Field & Main Bank, Inc. directly?
Yes. Field & Main Bank, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Field & Main Bank, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Field & Main Bank, Inc. treats applications, then get a rate quote from the lender.