First Federal Savings Bank of Champaign Urbana mortgage approval rate & lending review
First Federal Savings Bank of Champaign Urbana decided 289 mortgage applications and funded 281 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Federal Savings Bank of Champaign Urbana reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Federal Savings Bank of Champaign Urbana at a glance
Approval is 14.3 points above the 82.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 135 / 140 | 100% | $225K | 135 |
| Investment property purchase | 100% | 55 / 55 | 100% | $115K | 55 |
| Investment cash-out refinance | 97% | 28 / 29 | 100% | $145K | 28 |
First Federal Savings Bank of Champaign Urbana lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 97% | $145K | 288 | 280 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Federal Savings Bank of Champaign Urbana lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Champaign County, IL | Mortgage lenders | 96% | 137 | 132 |
| Champaign County, IL | Investment property purchase | 100% | 55 | 55 |
| Champaign County, IL | Refinance | 100% | 24 | 24 |
| Champaign County, IL | Cash-out refinance | 91% | 22 | 20 |
The county markets where First Federal Savings Bank of Champaign Urbana made the most loans. Each link opens that market with every lender ranked.
Questions about First Federal Savings Bank of Champaign Urbana
What is First Federal Savings Bank of Champaign Urbana's mortgage approval rate?
First Federal Savings Bank of Champaign Urbana approved 97.2% of the 289 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.3 points above the 82.9% national rate for the same mix of loan types.
How often do borrowers take the loan First Federal Savings Bank of Champaign Urbana offers?
Borrowers accepted 100% of the loans First Federal Savings Bank of Champaign Urbana approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Federal Savings Bank of Champaign Urbana make?
The typical home purchase mortgage loan First Federal Savings Bank of Champaign Urbana made was $225K; across all loan types its typical loan ran from $115K to $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Federal Savings Bank of Champaign Urbana lend?
First Federal Savings Bank of Champaign Urbana decided applications in 2 of the states Fat Boy Data covers, most of them in Illinois and Texas.
Can I apply to First Federal Savings Bank of Champaign Urbana directly?
Yes. First Federal Savings Bank of Champaign Urbana is a bank or credit union with 2 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First Federal Savings Bank of Champaign Urbana's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Federal Savings Bank of Champaign Urbana treats applications, then get a rate quote from the lender.