Lender profile · HMDA 2023–2025
Grundy Bank mortgage approval rates & lending data
Grundy Bank decided 323 mortgage applications and funded 310 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 122 / 129 | 100% | $215K | 122 |
| Cash-out refinance | 94% | 51 / 54 | 100% | $85K | 51 |
| Refinance | 97% | 37 / 38 | 100% | $275K | 37 |
| Investment property purchase | 100% | 67 / 67 | 100% | $185K | 67 |
Grundy Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 96% | $215K | 301 | 288 |
| Florida | 100% | $205K | 6 | 6 |
| Indiana | 100% | $165K | 4 | 4 |
| Michigan | 100% | $305K | 3 | 3 |
| Texas | 100% | $805K | 3 | 3 |
| Wisconsin | 100% | $445K | 3 | 3 |
| Missouri | 100% | $95K | 2 | 2 |
| Arizona | 100% | $225K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.