Lender profile · HMDA 2023–2025
Guaranty Bank mortgage approval rates & lending data
Guaranty Bank decided 566 mortgage applications and funded 547 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 324 / 332 | 100% | $235K | 324 |
| Cash-out refinance | 89% | 25 / 28 | 100% | $165K | 25 |
| Refinance | 94% | 44 / 47 | 100% | $265K | 44 |
| Investment property purchase | 99% | 72 / 73 | 100% | $145K | 72 |
| Investment refinance | 100% | 63 / 63 | 100% | $95K | 63 |
Guaranty Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 96% | $235K | 532 | 513 |
| Arkansas | 100% | $325K | 12 | 12 |
| Kansas | 100% | $475K | 4 | 4 |
| Illinois | 100% | $355K | 3 | 3 |
| Texas | 100% | $295K | 3 | 3 |
| Arizona | 100% | $275K | 2 | 2 |
| Florida | 100% | $245K | 2 | 2 |
| Maryland | 100% | $275K | 2 | 2 |
| Ohio | 100% | $95K | 2 | 2 |
| South Carolina | 100% | $235K | 2 | 2 |
| Alabama | 100% | $305K | 1 | 1 |
| Tennessee | 100% | $805K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.