GuardHill Financial LLC mortgage approval rate & lending review
GuardHill Financial LLC decided 300 mortgage applications and funded 273 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions GuardHill Financial LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to guardhill.com.
GuardHill Financial LLC at a glance
Approval is 7.4 points above the 83.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 176 / 192 | 99% | $635K | 175 |
| Cash-out refinance | 87% | 27 / 31 | 100% | $985K | 27 |
| Refinance | 94% | 33 / 35 | 100% | $1M | 33 |
| Investment property purchase | 97% | 32 / 33 | 100% | $735K | 32 |
GuardHill Financial LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 91% | $635K | 201 | 181 |
| New Jersey | 96% | $775K | 23 | 22 |
| Connecticut | 95% | $1.40M | 22 | 21 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where GuardHill Financial LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| New York County, NY | Mortgage lenders | 94% | 67 | 63 |
The county markets where GuardHill Financial LLC made the most loans. Each link opens that market with every lender ranked.
Questions about GuardHill Financial LLC
What is GuardHill Financial LLC's mortgage approval rate?
GuardHill Financial LLC approved 91.3% of the 300 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.4 points above the 83.9% national rate for the same mix of loan types.
How often do borrowers take the loan GuardHill Financial LLC offers?
Borrowers accepted 100% of the loans GuardHill Financial LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does GuardHill Financial LLC make?
The typical home purchase mortgage loan GuardHill Financial LLC made was $635K; across all loan types its typical loan ran from $635K to $1M. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does GuardHill Financial LLC lend?
GuardHill Financial LLC decided applications in 18 of the states Fat Boy Data covers, most of them in New York, New Jersey and Connecticut.
Can I apply to GuardHill Financial LLC directly?
Yes. GuardHill Financial LLC reports as a direct lender that takes applications from borrowers. Its website is guardhill.com.
Does this page show GuardHill Financial LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how GuardHill Financial LLC treats applications, then get a rate quote from the lender.