Hawthorn Bank mortgage approval rate & lending review
Hawthorn Bank decided 612 mortgage applications and funded 569 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Hawthorn Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Hawthorn Bank at a glance
Approval is 8.0 points above the 85.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 378 / 399 | 100% | $245K | 378 |
| Cash-out refinance | 68% | 23 / 34 | 100% | $205K | 23 |
| Refinance | 83% | 25 / 30 | 100% | $295K | 25 |
| Investment property purchase | 98% | 107 / 109 | 100% | $145K | 107 |
| Investment refinance | 93% | 27 / 29 | 100% | $155K | 27 |
Hawthorn Bank lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Hawthorn Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Greene County, MO | Mortgage lenders | 98% | 107 | 105 |
| Boone County, MO | Mortgage lenders | 99% | 96 | 95 |
| Boone County, MO | Investment property purchase | 98% | 63 | 62 |
| Cass County, MO | Mortgage lenders | 81% | 47 | 38 |
The county markets where Hawthorn Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Hawthorn Bank
What is Hawthorn Bank's mortgage approval rate?
Hawthorn Bank approved 93.0% of the 612 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.0 points above the 85.0% national rate for the same mix of loan types.
How often do borrowers take the loan Hawthorn Bank offers?
Borrowers accepted 100% of the loans Hawthorn Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Hawthorn Bank make?
The typical home purchase mortgage loan Hawthorn Bank made was $245K; across all loan types its typical loan ran from $145K to $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Hawthorn Bank lend?
Hawthorn Bank decided applications in 13 of the states Fat Boy Data covers, most of them in Missouri, Kansas and Florida.
Can I apply to Hawthorn Bank directly?
Yes. Hawthorn Bank is a bank or credit union with 18 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Hawthorn Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Hawthorn Bank treats applications, then get a rate quote from the lender.