International Bank of Chicago mortgage approval rate & lending review
International Bank of Chicago decided 368 mortgage applications and funded 339 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions International Bank of Chicago reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
International Bank of Chicago at a glance
Approval is 8.0 points above the 86.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 231 / 242 | 99% | $255K | 228 |
| Investment property purchase | 98% | 85 / 87 | 98% | $245K | 83 |
International Bank of Chicago lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about International Bank of Chicago
What is International Bank of Chicago's mortgage approval rate?
International Bank of Chicago approved 94.3% of the 368 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.0 points above the 86.3% national rate for the same mix of loan types.
How often do borrowers take the loan International Bank of Chicago offers?
Borrowers accepted 98% of the loans International Bank of Chicago approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does International Bank of Chicago make?
The typical home purchase mortgage loan International Bank of Chicago made was $255K; across all loan types its typical loan ran from $245K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does International Bank of Chicago lend?
International Bank of Chicago decided applications in 7 of the states Fat Boy Data covers, most of them in Illinois, New York and New Jersey.
Can I apply to International Bank of Chicago directly?
Yes. International Bank of Chicago is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show International Bank of Chicago's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how International Bank of Chicago treats applications, then get a rate quote from the lender.