Liberty Bank for Savings mortgage approval rates & lending data

Liberty Bank for Savings decided 494 mortgage applications and funded 445 loans across the 616 counties Fat Boy Data covers, 2023–2025.

Approval by loan type

Loan type	Approval	Approved	Taken up	Typical loan	Loans made
Mortgage lenders	94%	336 / 358	99%	$395K	331
Refinance	96%	47 / 49	100%	$515K	47
Investment property purchase	81%	34 / 42	100%	$285K	34

State	Approval	Typical loan	Decided	Loans made
Illinois	91%	$395K	493	445
Florida	0%	—	1	0

Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.