Liberty Bank for Savings mortgage approval rate & lending review
Liberty Bank for Savings decided 494 mortgage applications and funded 445 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Liberty Bank for Savings reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Liberty Bank for Savings at a glance
Approval is 6.2 points above the 84.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 336 / 358 | 99% | $395K | 331 |
| Refinance | 96% | 47 / 49 | 100% | $515K | 47 |
| Investment property purchase | 81% | 34 / 42 | 100% | $285K | 34 |
Liberty Bank for Savings lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 91% | $395K | 493 | 445 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Liberty Bank for Savings
What is Liberty Bank for Savings's mortgage approval rate?
Liberty Bank for Savings approved 91.1% of the 494 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.2 points above the 84.9% national rate for the same mix of loan types.
How often do borrowers take the loan Liberty Bank for Savings offers?
Borrowers accepted 99% of the loans Liberty Bank for Savings approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Liberty Bank for Savings make?
The typical home purchase mortgage loan Liberty Bank for Savings made was $395K; across all loan types its typical loan ran from $285K to $515K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Liberty Bank for Savings lend?
Liberty Bank for Savings decided applications in 2 of the states Fat Boy Data covers, most of them in Illinois and Florida.
Can I apply to Liberty Bank for Savings directly?
Yes. Liberty Bank for Savings is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Liberty Bank for Savings's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Liberty Bank for Savings treats applications, then get a rate quote from the lender.