Loansteady LLC mortgage approval rate & lending review
Loansteady LLC decided 1,546 mortgage applications and funded 1,366 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Loansteady LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to loansteady.com.
Loansteady LLC at a glance
Approval is 11.0 points above the 85.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 1,193 / 1,226 | 92% | $345K | 1,100 |
| Cash-out refinance | 88% | 45 / 51 | 84% | $305K | 38 |
| Refinance | 98% | 118 / 120 | 91% | $535K | 107 |
| Investment property purchase | 98% | 117 / 120 | 86% | $245K | 101 |
Loansteady LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 99% | $315K | 409 | 370 |
| Louisiana | 98% | $345K | 372 | 332 |
| Virginia | 99% | $605K | 155 | 142 |
| District of Columbia | 96% | $515K | 152 | 135 |
| Maryland | 98% | $435K | 115 | 103 |
| Georgia | 94% | $355K | 72 | 61 |
| Florida | 96% | $375K | 70 | 60 |
| Mississippi | 93% | $245K | 27 | 25 |
| Texas | 88% | $295K | 25 | 21 |
| Pennsylvania | 83% | $325K | 23 | 15 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Loansteady LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| St. Tammany Parish, LA | Mortgage lenders | 98% | 196 | 180 |
| New Hanover County, NC | Mortgage lenders | 100% | 128 | 117 |
| Onslow County, NC | Mortgage lenders | 100% | 92 | 88 |
| Tangipahoa Parish, LA | Mortgage lenders | 100% | 44 | 42 |
| Brunswick County, NC | Mortgage lenders | 98% | 47 | 42 |
The county markets where Loansteady LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Loansteady LLC
What is Loansteady LLC's mortgage approval rate?
Loansteady LLC approved 96.9% of the 1,546 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.0 points above the 85.9% national rate for the same mix of loan types.
How often do borrowers take the loan Loansteady LLC offers?
Borrowers accepted 91% of the loans Loansteady LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Loansteady LLC make?
The typical home purchase mortgage loan Loansteady LLC made was $345K; across all loan types its typical loan ran from $245K to $535K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Loansteady LLC lend?
Loansteady LLC decided applications in 29 of the states Fat Boy Data covers, most of them in North Carolina, Louisiana and Virginia.
Can I apply to Loansteady LLC directly?
Yes. Loansteady LLC reports as a direct lender that takes applications from borrowers. Its website is loansteady.com.
Does this page show Loansteady LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Loansteady LLC treats applications, then get a rate quote from the lender.