Lender profile · HMDA 2023–2025
Meridian Trust Federal Credit Union mortgage approval rates & lending data
Meridian Trust Federal Credit Union decided 402 mortgage applications and funded 314 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 59% | 36 / 61 | 100% | $245K | 36 |
| Home improvement loans | 83% | 114 / 137 | 97% | $65K | 111 |
| Cash-out refinance | 83% | 55 / 66 | 98% | $115K | 54 |
| Refinance | 85% | 93 / 110 | 99% | $85K | 92 |
Meridian Trust Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wyoming | 78% | $85K | 327 | 251 |
| Colorado | 88% | $85K | 58 | 50 |
| Arizona | 75% | $75K | 4 | 3 |
| Idaho | 100% | $205K | 3 | 3 |
| Nebraska | 100% | $155K | 3 | 3 |
| Montana | 50% | $405K | 2 | 1 |
| South Dakota | 100% | $105K | 2 | 2 |
| Utah | 50% | $195K | 2 | 1 |
| New York | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.