Wyoming Bank & Trust mortgage approval rate & lending review
Wyoming Bank & Trust decided 309 mortgage applications and funded 281 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Wyoming Bank & Trust reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to firstnationalbanks.bank.
Wyoming Bank & Trust at a glance
Approval is 6.7 points above the 84.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 231 / 247 | 99% | $305K | 229 |
Wyoming Bank & Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wyoming | 91% | $305K | 295 | 267 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Wyoming Bank & Trust
What is Wyoming Bank & Trust's mortgage approval rate?
Wyoming Bank & Trust approved 91.6% of the 309 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.7 points above the 84.9% national rate for the same mix of loan types.
How often do borrowers take the loan Wyoming Bank & Trust offers?
Borrowers accepted 99% of the loans Wyoming Bank & Trust approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Wyoming Bank & Trust make?
The typical home purchase mortgage loan Wyoming Bank & Trust made was $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Wyoming Bank & Trust lend?
Wyoming Bank & Trust decided applications in 10 of the states Fat Boy Data covers, most of them in Wyoming, Colorado and New Mexico.
Can I apply to Wyoming Bank & Trust directly?
Yes. Wyoming Bank & Trust reports as a direct lender that takes applications from borrowers. Its website is firstnationalbanks.bank.
Does this page show Wyoming Bank & Trust's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Wyoming Bank & Trust treats applications, then get a rate quote from the lender.