Mid-Missouri Bank mortgage approval rate & lending review
Mid-Missouri Bank decided 408 mortgage applications and funded 395 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mid-Missouri Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Mid-Missouri Bank at a glance
Approval is 13.6 points above the 83.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 186 / 190 | 100% | $225K | 186 |
| Refinance | 92% | 67 / 73 | 100% | $255K | 67 |
| Investment property purchase | 99% | 97 / 98 | 99% | $205K | 96 |
| Investment refinance | 100% | 26 / 26 | 100% | $95K | 26 |
Mid-Missouri Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 98% | $225K | 390 | 379 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Mid-Missouri Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Greene County, MO | Mortgage lenders | 97% | 158 | 154 |
| Greene County, MO | Investment property purchase | 100% | 67 | 66 |
| Greene County, MO | Refinance | 96% | 48 | 46 |
| Jasper County, MO | Investment property purchase | 100% | 24 | 24 |
| Jasper County, MO | Refinance | 86% | 21 | 18 |
The county markets where Mid-Missouri Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Mid-Missouri Bank
What is Mid-Missouri Bank's mortgage approval rate?
Mid-Missouri Bank approved 97.3% of the 408 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.6 points above the 83.7% national rate for the same mix of loan types.
How often do borrowers take the loan Mid-Missouri Bank offers?
Borrowers accepted 99% of the loans Mid-Missouri Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mid-Missouri Bank make?
The typical home purchase mortgage loan Mid-Missouri Bank made was $225K; across all loan types its typical loan ran from $95K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mid-Missouri Bank lend?
Mid-Missouri Bank decided applications in 9 of the states Fat Boy Data covers, most of them in Missouri, Arkansas and Kansas.
Can I apply to Mid-Missouri Bank directly?
Yes. Mid-Missouri Bank is a bank or credit union with 14 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Mid-Missouri Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mid-Missouri Bank treats applications, then get a rate quote from the lender.