Millenium Home Mortgage, LLC mortgage approval rate & lending review
Millenium Home Mortgage, LLC decided 829 mortgage applications and funded 810 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Millenium Home Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Millenium Home Mortgage, LLC at a glance
Approval is 12.7 points above the 85.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 591 / 604 | 100% | $465K | 591 |
| Cash-out refinance | 98% | 59 / 60 | 100% | $405K | 59 |
| Refinance | 96% | 44 / 46 | 100% | $485K | 44 |
| Investment property purchase | 98% | 84 / 86 | 100% | $395K | 84 |
Millenium Home Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 98% | $465K | 769 | 752 |
| Pennsylvania | 100% | $365K | 31 | 31 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Millenium Home Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Middlesex County, NJ | Mortgage lenders | 100% | 118 | 118 |
| Union County, NJ | Mortgage lenders | 99% | 79 | 78 |
| Morris County, NJ | Mortgage lenders | 100% | 58 | 58 |
| Hunterdon County, NJ | Mortgage lenders | 100% | 49 | 49 |
| Warren County, NJ | Mortgage lenders | 92% | 39 | 36 |
| Sussex County, NJ | Mortgage lenders | 100% | 26 | 26 |
The county markets where Millenium Home Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Millenium Home Mortgage, LLC
What is Millenium Home Mortgage, LLC's mortgage approval rate?
Millenium Home Mortgage, LLC approved 97.7% of the 829 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.7 points above the 85.1% national rate for the same mix of loan types.
How often do borrowers take the loan Millenium Home Mortgage, LLC offers?
Borrowers accepted 100% of the loans Millenium Home Mortgage, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Millenium Home Mortgage, LLC make?
The typical home purchase mortgage loan Millenium Home Mortgage, LLC made was $465K; across all loan types its typical loan ran from $395K to $485K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Millenium Home Mortgage, LLC lend?
Millenium Home Mortgage, LLC decided applications in 5 of the states Fat Boy Data covers, most of them in New Jersey, Pennsylvania and New York.
Can I apply to Millenium Home Mortgage, LLC directly?
Yes. Millenium Home Mortgage, LLC reports as a direct lender that takes applications from borrowers.
Does this page show Millenium Home Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Millenium Home Mortgage, LLC treats applications, then get a rate quote from the lender.