Nj Lenders Corp. mortgage approval rate & lending review
Nj Lenders Corp. decided 8,218 mortgage applications and funded 7,561 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Nj Lenders Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to njlenders.com.
Nj Lenders Corp. at a glance
Approval is 8.3 points above the 86.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 6,399 / 6,746 | 98% | $455K | 6,254 |
| Cash-out refinance | 88% | 350 / 396 | 97% | $355K | 340 |
| Refinance | 93% | 264 / 283 | 96% | $525K | 253 |
| Investment property purchase | 94% | 598 / 637 | 98% | $405K | 584 |
| Investment cash-out refinance | 89% | 108 / 122 | 94% | $395K | 101 |
| Investment refinance | 85% | 29 / 34 | 100% | $455K | 29 |
Nj Lenders Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 95% | $455K | 5,983 | 5,556 |
| New York | 92% | $525K | 978 | 858 |
| Florida | 91% | $325K | 548 | 490 |
| Pennsylvania | 95% | $375K | 318 | 296 |
| Georgia | 94% | $315K | 54 | 49 |
| North Carolina | 100% | $305K | 52 | 50 |
| Texas | 95% | $295K | 44 | 40 |
| Massachusetts | 92% | $415K | 36 | 32 |
| Connecticut | 87% | $585K | 30 | 24 |
| South Carolina | 93% | $555K | 28 | 25 |
| Delaware | 96% | $505K | 23 | 21 |
| California | 100% | $765K | 22 | 22 |
| Maryland | 91% | $265K | 22 | 19 |
| Ohio | 95% | $215K | 20 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Nj Lenders Corp. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bergen County, NJ | Mortgage lenders | 95% | 911 | 857 |
| Morris County, NJ | Mortgage lenders | 97% | 634 | 609 |
| Essex County, NJ | Mortgage lenders | 96% | 581 | 548 |
| Passaic County, NJ | Mortgage lenders | 95% | 452 | 423 |
| Middlesex County, NJ | Mortgage lenders | 97% | 331 | 315 |
| Hudson County, NJ | Mortgage lenders | 93% | 342 | 310 |
| Monmouth County, NJ | Mortgage lenders | 95% | 301 | 281 |
| Ocean County, NJ | Mortgage lenders | 95% | 302 | 278 |
| Union County, NJ | Mortgage lenders | 97% | 245 | 235 |
| Suffolk County, NY | Mortgage lenders | 93% | 255 | 227 |
| Sussex County, NJ | Mortgage lenders | 97% | 210 | 199 |
| Somerset County, NJ | Mortgage lenders | 94% | 206 | 191 |
The county markets where Nj Lenders Corp. made the most loans. Each link opens that market with every lender ranked.
Questions about Nj Lenders Corp.
What is Nj Lenders Corp.'s mortgage approval rate?
Nj Lenders Corp. approved 94.3% of the 8,218 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.3 points above the 86.0% national rate for the same mix of loan types.
How often do borrowers take the loan Nj Lenders Corp. offers?
Borrowers accepted 98% of the loans Nj Lenders Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Nj Lenders Corp. make?
The typical home purchase mortgage loan Nj Lenders Corp. made was $455K; across all loan types its typical loan ran from $355K to $525K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Nj Lenders Corp. lend?
Nj Lenders Corp. decided applications in 22 of the states Fat Boy Data covers, most of them in New Jersey, New York and Florida.
Can I apply to Nj Lenders Corp. directly?
Yes. Nj Lenders Corp. reports as a direct lender that takes applications from borrowers. Its website is njlenders.com.
Does this page show Nj Lenders Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Nj Lenders Corp. treats applications, then get a rate quote from the lender.