New Millennium Bank, Inc mortgage approval rate & lending review
New Millennium Bank, Inc decided 282 mortgage applications and funded 278 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions New Millennium Bank, Inc reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
New Millennium Bank, Inc at a glance
Approval is 12.2 points above the 87.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 158 / 159 | 100% | $555K | 158 |
| Investment property purchase | 99% | 108 / 109 | 98% | $745K | 106 |
New Millennium Bank, Inc lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 99% | $555K | 234 | 230 |
| New Jersey | 100% | $385K | 47 | 47 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where New Millennium Bank, Inc lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Queens County, NY | Investment property purchase | 98% | 44 | 41 |
| Kings County, NY | Investment property purchase | 100% | 24 | 24 |
The county markets where New Millennium Bank, Inc made the most loans. Each link opens that market with every lender ranked.
Questions about New Millennium Bank, Inc
What is New Millennium Bank, Inc's mortgage approval rate?
New Millennium Bank, Inc approved 99.3% of the 282 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.2 points above the 87.1% national rate for the same mix of loan types.
How often do borrowers take the loan New Millennium Bank, Inc offers?
Borrowers accepted 99% of the loans New Millennium Bank, Inc approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does New Millennium Bank, Inc make?
The typical home purchase mortgage loan New Millennium Bank, Inc made was $555K; across all loan types its typical loan ran from $555K to $745K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does New Millennium Bank, Inc lend?
New Millennium Bank, Inc decided applications in 3 of the states Fat Boy Data covers, most of them in New York, New Jersey and Georgia.
Can I apply to New Millennium Bank, Inc directly?
Yes. New Millennium Bank, Inc is a bank or credit union with 9 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show New Millennium Bank, Inc's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how New Millennium Bank, Inc treats applications, then get a rate quote from the lender.