Lender profile · HMDA 2023–2025
North Shore Trust and Savings mortgage approval rates & lending data
North Shore Trust and Savings decided 720 mortgage applications and funded 617 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 430 / 453 | 95% | $275K | 407 |
| Cash-out refinance | 77% | 61 / 79 | 92% | $325K | 56 |
| Refinance | 84% | 71 / 85 | 92% | $285K | 65 |
| Investment property purchase | 96% | 44 / 46 | 98% | $175K | 43 |
| Investment cash-out refinance | 93% | 28 / 30 | 96% | $175K | 27 |
North Shore Trust and Savings lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 91% | $275K | 615 | 526 |
| Wisconsin | 87% | $235K | 53 | 45 |
| Florida | 92% | $465K | 13 | 11 |
| Indiana | 82% | $275K | 11 | 9 |
| South Carolina | 100% | $295K | 6 | 6 |
| Texas | 67% | $405K | 3 | 2 |
| Colorado | 100% | $675K | 2 | 2 |
| Iowa | 100% | $145K | 2 | 2 |
| Tennessee | 100% | $225K | 2 | 2 |
| Arizona | 100% | $435K | 1 | 1 |
| California | 100% | $1.50M | 1 | 1 |
| Connecticut | 100% | $275K | 1 | 1 |
| District of Columbia | 100% | $555K | 1 | 1 |
| Georgia | 100% | $915K | 1 | 1 |
| Idaho | 100% | $255K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.