North Shore Trust and Savings mortgage approval rate & lending review
North Shore Trust and Savings decided 720 mortgage applications and funded 617 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions North Shore Trust and Savings reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
North Shore Trust and Savings at a glance
Approval is 8.3 points above the 82.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 430 / 453 | 95% | $275K | 407 |
| Cash-out refinance | 77% | 61 / 79 | 92% | $325K | 56 |
| Refinance | 84% | 71 / 85 | 92% | $285K | 65 |
| Investment property purchase | 96% | 44 / 46 | 98% | $175K | 43 |
| Investment cash-out refinance | 93% | 28 / 30 | 96% | $175K | 27 |
North Shore Trust and Savings lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where North Shore Trust and Savings lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Will County, IL | Mortgage lenders | 100% | 97 | 92 |
| Will County, IL | Refinance | 90% | 31 | 25 |
| Will County, IL | Cash-out refinance | 79% | 24 | 17 |
The county markets where North Shore Trust and Savings made the most loans. Each link opens that market with every lender ranked.
Questions about North Shore Trust and Savings
What is North Shore Trust and Savings's mortgage approval rate?
North Shore Trust and Savings approved 91.0% of the 720 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.3 points above the 82.7% national rate for the same mix of loan types.
How often do borrowers take the loan North Shore Trust and Savings offers?
Borrowers accepted 94% of the loans North Shore Trust and Savings approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does North Shore Trust and Savings make?
The typical home purchase mortgage loan North Shore Trust and Savings made was $275K; across all loan types its typical loan ran from $175K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does North Shore Trust and Savings lend?
North Shore Trust and Savings decided applications in 22 of the states Fat Boy Data covers, most of them in Illinois, Wisconsin and Florida.
Can I apply to North Shore Trust and Savings directly?
Yes. North Shore Trust and Savings is a bank or credit union with 3 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show North Shore Trust and Savings's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how North Shore Trust and Savings treats applications, then get a rate quote from the lender.