Lender profile · HMDA 2023–2025
Oak Mortgage, LLC mortgage approval rates & lending data
Oak Mortgage, LLC decided 539 mortgage applications and funded 423 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 350 / 351 | 83% | $255K | 289 |
| Cash-out refinance | 94% | 51 / 54 | 67% | $165K | 34 |
| Investment property purchase | 98% | 102 / 104 | 80% | $305K | 82 |
Oak Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 98% | $255K | 513 | 405 |
| Indiana | 100% | $265K | 21 | 16 |
| Illinois | 100% | $605K | 4 | 1 |
| Florida | 100% | $285K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.