Old Missouri Bank mortgage approval rate & lending review
Old Missouri Bank decided 700 mortgage applications and funded 658 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Old Missouri Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to ombbank.com.
Old Missouri Bank at a glance
Approval is 12.8 points above the 82.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 231 / 240 | 97% | $245K | 224 |
| Cash-out refinance | 97% | 30 / 31 | 100% | $165K | 30 |
| Refinance | 85% | 88 / 103 | 98% | $215K | 86 |
| Investment property purchase | 99% | 167 / 168 | 99% | $145K | 165 |
| Investment refinance | 97% | 148 / 153 | 100% | $145K | 148 |
Old Missouri Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 96% | $165K | 653 | 613 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Old Missouri Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Greene County, MO | Mortgage lenders | 96% | 191 | 177 |
| Greene County, MO | Investment refinance | 98% | 90 | 88 |
| Greene County, MO | Investment property purchase | 99% | 81 | 79 |
| Jasper County, MO | Investment property purchase | 100% | 67 | 66 |
| Greene County, MO | Refinance | 90% | 72 | 64 |
| Jasper County, MO | Investment refinance | 98% | 46 | 45 |
| Jasper County, MO | Mortgage lenders | 100% | 26 | 25 |
| Greene County, MO | Cash-out refinance | 100% | 23 | 23 |
| Jasper County, MO | Refinance | 75% | 28 | 20 |
The county markets where Old Missouri Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Old Missouri Bank
What is Old Missouri Bank's mortgage approval rate?
Old Missouri Bank approved 95.6% of the 700 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.8 points above the 82.8% national rate for the same mix of loan types.
How often do borrowers take the loan Old Missouri Bank offers?
Borrowers accepted 98% of the loans Old Missouri Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Old Missouri Bank make?
The typical home purchase mortgage loan Old Missouri Bank made was $245K; across all loan types its typical loan ran from $145K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Old Missouri Bank lend?
Old Missouri Bank decided applications in 12 of the states Fat Boy Data covers, most of them in Missouri, Florida and Oklahoma.
Can I apply to Old Missouri Bank directly?
Yes. Old Missouri Bank reports as a direct lender that takes applications from borrowers. Its website is ombbank.com.
Does this page show Old Missouri Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Old Missouri Bank treats applications, then get a rate quote from the lender.