Lender profile · HMDA 2023–2025
PCSB Bank mortgage approval rates & lending data
PCSB Bank decided 276 mortgage applications and funded 192 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 70 / 81 | 99% | $405K | 69 |
| Home improvement loans | 59% | 69 / 117 | 97% | $165K | 67 |
| Refinance | 78% | 42 / 54 | 95% | $265K | 40 |
PCSB Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 71% | $265K | 255 | 175 |
| Connecticut | 73% | $725K | 15 | 11 |
| New Jersey | 100% | $405K | 4 | 4 |
| Massachusetts | 100% | $455K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.