Lender profile · HMDA 2023–2025
People's Bank of Seneca mortgage approval rates & lending data
People's Bank of Seneca decided 290 mortgage applications and funded 223 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 83 / 103 | 76% | $155K | 63 |
| Investment property purchase | 98% | 126 / 129 | 93% | $135K | 117 |
| Investment refinance | 96% | 26 / 27 | 100% | $125K | 26 |
People's Bank of Seneca lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 89% | $135K | 282 | 217 |
| Arkansas | 86% | $275K | 7 | 5 |
| Illinois | 100% | $435K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.