Peoples Bank of Kankakee County mortgage approval rate & lending review
Peoples Bank of Kankakee County decided 340 mortgage applications and funded 296 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Peoples Bank of Kankakee County reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Peoples Bank of Kankakee County at a glance
Approval is 6.2 points above the 85.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 240 / 254 | 96% | $155K | 231 |
| Investment property purchase | 98% | 48 / 49 | 88% | $95K | 42 |
Peoples Bank of Kankakee County lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 92% | $155K | 328 | 287 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Peoples Bank of Kankakee County lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Kankakee County, IL | Mortgage lenders | 95% | 241 | 219 |
| Kankakee County, IL | Investment property purchase | 98% | 40 | 35 |
The county markets where Peoples Bank of Kankakee County made the most loans. Each link opens that market with every lender ranked.
Questions about Peoples Bank of Kankakee County
What is Peoples Bank of Kankakee County's mortgage approval rate?
Peoples Bank of Kankakee County approved 92.1% of the 340 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.2 points above the 85.9% national rate for the same mix of loan types.
How often do borrowers take the loan Peoples Bank of Kankakee County offers?
Borrowers accepted 95% of the loans Peoples Bank of Kankakee County approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Peoples Bank of Kankakee County make?
The typical home purchase mortgage loan Peoples Bank of Kankakee County made was $155K; across all loan types its typical loan ran from $95K to $155K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Peoples Bank of Kankakee County lend?
Peoples Bank of Kankakee County decided applications in 5 of the states Fat Boy Data covers, most of them in Illinois, Florida and Indiana.
Can I apply to Peoples Bank of Kankakee County directly?
Yes. Peoples Bank of Kankakee County is a bank or credit union with 3 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Peoples Bank of Kankakee County's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Peoples Bank of Kankakee County treats applications, then get a rate quote from the lender.