Pinnacle Mortgage, Inc. mortgage approval rate & lending review
Pinnacle Mortgage, Inc. decided 772 mortgage applications and funded 772 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Pinnacle Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to pinnaclemortgage.com.
Pinnacle Mortgage, Inc. at a glance
Approval is 15.1 points above the 84.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 544 / 544 | 100% | $485K | 544 |
| Cash-out refinance | 100% | 55 / 55 | 100% | $355K | 55 |
| Refinance | 100% | 60 / 60 | 100% | $495K | 60 |
| Investment property purchase | 100% | 87 / 87 | 100% | $305K | 87 |
Pinnacle Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 100% | $485K | 591 | 591 |
| Pennsylvania | 100% | $465K | 162 | 162 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Pinnacle Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hudson County, NJ | Mortgage lenders | 100% | 65 | 65 |
| Atlantic County, NJ | Mortgage lenders | 100% | 21 | 21 |
The county markets where Pinnacle Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Pinnacle Mortgage, Inc.
What is Pinnacle Mortgage, Inc.'s mortgage approval rate?
Pinnacle Mortgage, Inc. approved 100.0% of the 772 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.1 points above the 84.9% national rate for the same mix of loan types.
How often do borrowers take the loan Pinnacle Mortgage, Inc. offers?
Borrowers accepted 100% of the loans Pinnacle Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Pinnacle Mortgage, Inc. make?
The typical home purchase mortgage loan Pinnacle Mortgage, Inc. made was $485K; across all loan types its typical loan ran from $305K to $495K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Pinnacle Mortgage, Inc. lend?
Pinnacle Mortgage, Inc. decided applications in 4 of the states Fat Boy Data covers, most of them in New Jersey, Pennsylvania and Florida.
Can I apply to Pinnacle Mortgage, Inc. directly?
Yes. Pinnacle Mortgage, Inc. reports as a direct lender that takes applications from borrowers. Its website is pinnaclemortgage.com.
Does this page show Pinnacle Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Pinnacle Mortgage, Inc. treats applications, then get a rate quote from the lender.