Lender profile · HMDA 2023–2025
Ponce Bank, National Association mortgage approval rates & lending data
Ponce Bank, National Association decided 455 mortgage applications and funded 361 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 237 / 278 | 98% | $545K | 232 |
| Investment property purchase | 85% | 98 / 115 | 94% | $465K | 92 |
Ponce Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 81% | $545K | 361 | 278 |
| New Jersey | 91% | $485K | 68 | 61 |
| Pennsylvania | 83% | $145K | 18 | 15 |
| Connecticut | 100% | $475K | 3 | 3 |
| Florida | 100% | $175K | 3 | 3 |
| Delaware | 100% | — | 1 | 0 |
| Nevada | 100% | $3M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.