Princeton Federal Credit Union mortgage approval rate & lending review
Princeton Federal Credit Union decided 292 mortgage applications and funded 271 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Princeton Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Princeton Federal Credit Union at a glance
Approval is 18.1 points above the 77.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 156 / 162 | 97% | $175K | 151 |
| Home improvement loans | 96% | 90 / 94 | 97% | $125K | 87 |
| Cash-out refinance | 96% | 26 / 27 | 100% | $155K | 26 |
Princeton Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 96% | $175K | 258 | 241 |
| Pennsylvania | 93% | $85K | 27 | 25 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Princeton Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Mercer County, NJ | Mortgage lenders | 95% | 60 | 57 |
| Mercer County, NJ | Home improvement loans | 98% | 45 | 42 |
The county markets where Princeton Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Princeton Federal Credit Union
What is Princeton Federal Credit Union's mortgage approval rate?
Princeton Federal Credit Union approved 95.5% of the 292 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 18.1 points above the 77.5% national rate for the same mix of loan types.
How often do borrowers take the loan Princeton Federal Credit Union offers?
Borrowers accepted 97% of the loans Princeton Federal Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Princeton Federal Credit Union make?
The typical home purchase mortgage loan Princeton Federal Credit Union made was $175K; across all loan types its typical loan ran from $125K to $175K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Princeton Federal Credit Union lend?
Princeton Federal Credit Union decided applications in 8 of the states Fat Boy Data covers, most of them in New Jersey, Pennsylvania and Illinois.
Can I apply to Princeton Federal Credit Union directly?
Yes. Princeton Federal Credit Union is a bank or credit union with 2 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Princeton Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Princeton Federal Credit Union treats applications, then get a rate quote from the lender.